Have you ever gotten that pressure on your chest feeling in the middle of the night after a nightmare or remember that feeling of dread you get when you realize you locked your keys in your car.
Well that is how I feel about debt only throw in a pit bull on your leg for good measure.
Debt is one of the worst things ever thought up by us people. You have this awesome life, time, freedom, friends and family and you are going to trade it for stuff?
Stuff isn't going to console you or comfort you it is just going to taunt you and remind you that you owe people money. Some people will tell you to borrow money and invest it for a greater return. This is crazy and no I am not bad at math, there is just more to life than money and you have some living to do! Your spouse, kids, neighbors and friends need you, they don't need a new shirt or couch or Playstation. I spent my who life up until age 22 buying stuff and hoping it would bring me happiness and it didn't, sure there were some fun times, but the lack of options and direction with 40k in student loans staring at me was terrible and not fun at all. Especially since the whole thing could have been avoided I would have just worked harder in school and saved my money a little at a time instead of spending it all.
Everyone says student loans are good debt, while education is indeed wonderful and important there is a difference between getting loans because you are lazy and hustling through medical school to rock the world as a surgeon, while borrowing some along the way.
If you have credit cards, student loans, or anything else besides a mortgage, please work to get that crap out of your life, no blaming or sulking just make it happen.
Don't be a drone and work in a job you hate and can't even smile during, pay off your debts and reassess and redirect your life journey.it won't happen overnight but trust me the day we mailed in our last payment to our student loans, we had a big ole dance party and you will too!
If you don't have any more debt besides a mortgage, have a dance party and write out a plan to pay off that death oath as fast as possible. I have never heard any old people wishing they still had a mortgage and less time to have dance parties.
No comments:
Post a Comment